Tag Archives: Credit Cards

6. Visit a Friend

A few months ago I signed up for a Chase Continental Airlines Mastercard and was given 25,000 bonus miles, enough for a free round trip domestic flight. When I looked up possible flight itineraries I was limited on what days I could leave and return because some fares cost more miles than others based on time of year, day of week etc., but I found a flight that worked for me and was able to successfully visit a friend out in Seattle completely using airline miles for signing up for the new credit card. In total it cost me $85 due to a $75 processing fee and a $10 airline fee, which beats the original $450 that the flight would have cost me.

It wouldn’t be smart credit wise, to start signing up for a bunch of random credit cards but if you’re on the market for a new one, look for one that offers a free rewards program. If they say they offer enough points or miles for a free flight, check it out first and make sure there aren’t so many restrictions that it makes it nearly impossible for a real live human to actually be able to utilize the offer.  Then go visit that friend you’ve been meaning to see for so long you can’t remember a time before you weren’t promising to make a trip out.

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1. The Dreaded B Word

I’ve spent a lot of time avoiding setting a budget. If I don’t know how much I should be allotted to new shoes each month I’m not breaking any rules right? But my savings account isn’t getting me any closer to a tropical getaway next winter either. It’s not rocket science, you have to spend less than you make. So figuring out how to do that starts with setting a budget. I really like Mint.com.

It’s a great site to create an online budget for free. It connects you with your bank accounts, investments, and credit cards and help you set goals and save for them. It’s also really easy to navigateand does all the math for you so if your not a numbers or a computer person you should still be able to figure it out.

Is ignorance really Bliss? Or is another five letter B word that comes back to bite you in the tush after the shoes have been worn in?

He pasado mucho tiempo evitando hacer un presupuesto. Si no sé cuánto se debe asignar a unos zapatos nuevos cada mes, ¿no estoy rompiendo ninguna regla, cierto? Pero mi cuenta de ahorros no está cercana a llevarme a un paraíso tropical el próximo invierno. No es física cuántica: debes gastar menos de lo que ganas. Así que encontrar la manera de hacerlo se inicia con la buena administración de un presupuesto. Me gusta mucho Mint.com, es un gran sitio para hacer un presupuesto en línea de forma gratuita. Te conecta con tus cuentas bancarias, inversiones y tarjetas de crédito y te ayuda a establecer metas y ahorrar para ellas. También es muy fácil de navegar y hace todo los cálculos por ti, por lo que si no eres matemático o informático, igual puedes entenderlo.

¿Es realmente la ignorancia la dicha? ¿O es una palabra de cuatro letras que comienza con P que viene a morderte el trasero después de que los zapatos han sido usados?

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